Imagine someone offering you free in-home services like cooking, cleaning, or even medical care—all they need is your Medicare number. Sounds helpful, right? Think again. This could be a scam to commit hospice fraud, and it’s happening more often than you might think.
Hospice fraud is a scam where fraudsters falsely enroll people in Medicare’s hospice program. Why? So they can bill Medicare for services you don’t need—or worse, services you never receive.
Here’s how it works: scammers target seniors with calls, texts, emails, or even by showing up at their door. They promise free in-home benefits, but their real goal is to get your Medicare number. Once they have it, they enroll you in hospice care without your knowledge or consent.
Hospice care is meant for individuals who are terminally ill, with a life expectancy of six months or less. It’s a specialized service focused on comfort, not cure, and it requires certification from a doctor.
If scammers enroll you in hospice care fraudulently, it could affect your Medicare coverage in the future. For instance, while enrolled in hospice, Medicare won’t cover treatments to cure illnesses, as hospice assumes you’ve chosen comfort care over curative care. This can create major problems if you need other medical services.
Be on the lookout for these warning signs:
Protecting yourself from hospice fraud is easier than you think:
If someone tries to involve you in a hospice scam, don’t panic. Instead:
Hospice fraud not only affects your Medicare benefits but can also harm countless others if left unchecked. By spreading the word, you can help protect your friends and family from falling victim to these scams.
Remember, if something sounds too good to be true—like free services with no strings attached—it probably is. Stay cautious, stay informed, and keep your Medicare benefits safe.
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